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ZIP 76716 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 76716

Median Home Value
$165,200
Median Rent
$1,000
Affordability Snapshot
$45,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,061/mo PITI).

23%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

13.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 76716, a household would need roughly $45,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,061. That sits below the local median household income ($52,944), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 26% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
21.1%-68% vs US avg
x
Vacancy Rate
25.9%+151% vs US avg
x
Broadband Access
87.3%+0% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
4.0%-69% vs US avg
x
Built Post-2014
2.4%-65% vs US avg
x
Rent Burden >30%
20.1%-60% vs US avg
x
Mortgage-Free
74.4%+95% vs US avg
x
$165,200
Home Value
$1,000
Rent
2004
Year Built
N/A
Moved In
Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached30.1%
  • 1-unit attached0.0%
  • 2-9 units37.9%
  • 10+ units32.0%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$165,200
Median rent$1,000
Owner-occupied21.1%
Vacant25.9%
Price-to-income3.1x
Est. income to buy$45,000