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Milford town, TX

ZIP 76670 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 76670

Median Home Value
$194,000
Median Rent
$707
Affordability Snapshot
$53,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,246/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.3x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

22.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 76670 in Milford town, TX, a household would need roughly $53,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,246. That sits below the local median household income ($59,620), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 16% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
68.3%+4% vs US avg
x
Vacancy Rate
16.1%+56% vs US avg
x
Broadband Access
80.0%-8% vs US avg
x
4+ Bedrooms
9.8%-34% vs US avg
x
Built Pre-1939
8.4%-35% vs US avg
x
Built Post-2014
4.3%-38% vs US avg
x
Rent Burden >30%
34.5%-31% vs US avg
x
Mortgage-Free
63.8%+67% vs US avg
x
$194,000
Home Value
$707
Rent
1978
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached73.1%
  • 1-unit attached1.1%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other25.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$194,000
Median rent$707
Owner-occupied68.3%
Vacant16.1%
Price-to-income3.3x
Est. income to buy$53,000