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Mart city, TX

ZIP 76664 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 76664

Median Home Value
$133,800
Median Rent
$639
Affordability Snapshot
$37,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$859/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.8x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

17.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 76664 in Mart city, TX, a household would need roughly $37,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $859. That sits below the local median household income ($72,600), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 12% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
75.8%+16% vs US avg
x
Vacancy Rate
12.1%+17% vs US avg
x
Broadband Access
82.3%-5% vs US avg
x
4+ Bedrooms
1.6%-89% vs US avg
x
Built Pre-1939
8.8%-32% vs US avg
x
Built Post-2014
1.9%-73% vs US avg
x
Rent Burden >30%
22.2%-55% vs US avg
x
Mortgage-Free
54.9%+44% vs US avg
x
$133,800
Home Value
$639
Rent
1977
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached77.1%
  • 1-unit attached0.4%
  • 2-9 units3.9%
  • 10+ units0.3%
  • Mobile home & other18.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$133,800
Median rent$639
Owner-occupied75.8%
Vacant12.1%
Price-to-income1.8x
Est. income to buy$37,000