US5.com
  1. Home
  2. States
  3. Texas
  4. ZIP 76649
  5. Housing & Real Estate
Iredell city, TX

ZIP 76649 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 76649

Median Home Value
$174,500
Median Rent
$869
Affordability Snapshot
$48,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,121/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.2x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

16.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 76649 in Iredell city, TX, a household would need roughly $48,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,121. That sits below the local median household income ($80,357), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 17% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
83.3%+27% vs US avg
x
Vacancy Rate
17.3%+68% vs US avg
x
Broadband Access
83.9%-4% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
8.5%-33% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
23.8%-52% vs US avg
x
Mortgage-Free
64.1%+68% vs US avg
x
$174,500
Home Value
$869
Rent
1979
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached86.7%
  • 1-unit attached0.0%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other13.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$174,500
Median rent$869
Owner-occupied83.3%
Vacant17.3%
Price-to-income2.2x
Est. income to buy$48,000