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Crawford town, TX

ZIP 76638 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 76638

Median Home Value
$376,300
Median Rent
$700
Affordability Snapshot
$104,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,417/mo PITI).

7%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

44.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 76638 in Crawford town, TX, a household would need roughly $104,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,417. That sits below the local median household income ($125,938), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
95.0%+45% vs US avg
x
Vacancy Rate
7.1%-31% vs US avg
x
Broadband Access
98.5%+13% vs US avg
x
4+ Bedrooms
8.8%-41% vs US avg
x
Built Pre-1939
1.9%-85% vs US avg
x
Built Post-2014
6.0%-12% vs US avg
x
Rent Burden >30%
13.0%-74% vs US avg
x
Mortgage-Free
45.2%+18% vs US avg
x
$376,300
Home Value
$700
Rent
1994
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached90.7%
  • 1-unit attached1.1%
  • 2-9 units0.3%
  • 10+ units0.9%
  • Mobile home & other7.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$376,300
Median rent$700
Owner-occupied95.0%
Vacant7.1%
Price-to-income3.0x
Est. income to buy$104,000