ZIP Code 76623 — undefined, TX Demographics & Data

ZIP code 76623 covers TX in Ellis County with a population of about 102.

At a glance, the area shows median age of 44.7 versus a U.S. median of about 38.9.

It sits in telephone area codes 214, 469, 945, 972; U.S. House district TX-6; the DALLAS - FT. WORTH media market.

Median household income in ZIP 76623 is about $50,536 — about 33% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 16.7%; unemployment rate near 0.0%; 2.7% of adults with a bachelor’s degree or higher (about 31.0 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Construction, Transportation, and Food services; about 3.8% of workers reporting work-from-home (about 11.4 points below the U.S. share (15.2%)); a mean commute of about 51.0 minutes (U.S. average near 26.8).

Median home value is about $113,800 — about 67% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 82.0% (about 16.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 76623 in TX, a household would need roughly $31,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $731. That sits below the local median household income ($50,536), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for TX as Relatively Moderate (composite score 81.6), which is elevated versus much of the country. The strongest component scores on US5 are wildfire (86.1) and flood (83.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for TX show little to no average snow and around 40.2 inches of annual precipitation.

IRS migration statistics show a net inflow of about 5 for ZIP 76623 (TX) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.