ZIP Code 76544 — Fort Hood CDP, TX Demographics & Data

ZIP code 76544 covers Fort Hood, TX in Coryell County with a population of about 26,896.

At a glance, the area shows median age of 21.7 versus a U.S. median of about 38.9.

It sits in telephone area code 254; U.S. House district TX-31; the WACO - TEMPLE - BRYAN media market.

Fort Hood, TX reads as a military / base-oriented community on US5’s intent model (curated intent tag for zip 76544). Service members and families often look up Basic Allowance for Housing (BAH) rates, on-base mail (PSC / P.O. Box) addresses, and nearby ZIP demographics when relocating.

US5 shows 2026 DoD BAH locality rates for this ZIP’s Military Housing Area on this page (pay grade × with/without dependents). Treat the table as a planning reference and confirm entitlement with your finance office or the official DTMO BAH lookup.

Median household income in ZIP 76544 is about $59,753 — about 20% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 12.3%; unemployment rate near 12.8%; 26.9% of adults with a bachelor’s degree or higher (about 6.8 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Public administration, and Retail trade; about 11.7% of workers reporting work-from-home (about 3.5 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Housing tenure and rents show median gross rent around $1,361 (about 17% above the U.S. median rent ($1,163)), and owner-occupancy near 0.2% (about 65.2 points below the national owner-occupancy rate (65.4%)).

FEMA’s National Risk Index rates natural-hazard risk for Fort Hood CDP, TX as Relatively Low (composite score 63.4), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (83.2) and flood (63.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Fort Hood CDP, TX show little to no average snow and around 34.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,269 for ZIP 76544 (Fort Hood CDP, TX) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.