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Killeen city, TX

ZIP 76543 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 76543

Median Home Value
$140,700
Median Rent
$882
Affordability Snapshot
$39,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$904/mo PITI).

21%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.7x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

13.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 76543 in Killeen city, TX, a household would need roughly $39,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $904. That sits below the local median household income ($51,239), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 12% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
39.8%-39% vs US avg
x
Vacancy Rate
11.6%+12% vs US avg
x
Broadband Access
91.3%+5% vs US avg
x
4+ Bedrooms
1.1%-93% vs US avg
x
Built Pre-1939
0.2%-98% vs US avg
x
Built Post-2014
1.5%-78% vs US avg
x
Rent Burden >30%
27.8%-44% vs US avg
x
Mortgage-Free
45.8%+20% vs US avg
x
$140,700
Home Value
$882
Rent
1986
Year Built
2018
Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached51.9%
  • 1-unit attached2.9%
  • 2-9 units24.2%
  • 10+ units13.5%
  • Mobile home & other7.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$140,700
Median rent$882
Owner-occupied39.8%
Vacant11.6%
Price-to-income2.7x
Est. income to buy$39,000