US5.com
  1. Home
  2. States
  3. Texas
  4. ZIP 76534
  5. Housing & Real Estate
Holland town, TX

ZIP 76534 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 76534

Median Home Value
$208,000
Median Rent
$723
Affordability Snapshot
$57,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,336/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.6x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

24.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 76534 in Holland town, TX, a household would need roughly $57,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,336. That sits below the local median household income ($81,000), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 10% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
79.3%+21% vs US avg
x
Vacancy Rate
10.3%-0% vs US avg
x
Broadband Access
79.9%-8% vs US avg
x
4+ Bedrooms
1.2%-92% vs US avg
x
Built Pre-1939
2.3%-82% vs US avg
x
Built Post-2014
1.4%-79% vs US avg
x
Rent Burden >30%
27.5%-45% vs US avg
x
Mortgage-Free
38.7%+1% vs US avg
x
$208,000
Home Value
$723
Rent
1989
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached70.5%
  • 1-unit attached3.3%
  • 2-9 units4.9%
  • 10+ units4.6%
  • Mobile home & other16.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$208,000
Median rent$723
Owner-occupied79.3%
Vacant10.3%
Price-to-income2.6x
Est. income to buy$57,000