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Bruceville-Eddy city, TX

ZIP 76524 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 76524

Median Home Value
$200,000
Median Rent
$845
Affordability Snapshot
$55,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,285/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.7x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

19.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 76524 in Bruceville-Eddy city, TX, a household would need roughly $55,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,285. That sits below the local median household income ($74,671), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
84.4%+29% vs US avg
x
Vacancy Rate
9.0%-13% vs US avg
x
Broadband Access
86.9%-0% vs US avg
x
4+ Bedrooms
3.7%-75% vs US avg
x
Built Pre-1939
2.3%-82% vs US avg
x
Built Post-2014
2.2%-69% vs US avg
x
Rent Burden >30%
68.9%+39% vs US avg
x
Mortgage-Free
47.4%+24% vs US avg
x
$200,000
Home Value
$845
Rent
1986
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached66.1%
  • 1-unit attached0.0%
  • 2-9 units0.0%
  • 10+ units0.3%
  • Mobile home & other33.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$200,000
Median rent$845
Owner-occupied84.4%
Vacant9.0%
Price-to-income2.7x
Est. income to buy$55,000