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Jacksboro city, TX

ZIP 76458 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 76458

Median Home Value
$171,500
Median Rent
$661
Affordability Snapshot
$47,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,102/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.7x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

21.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 76458 in Jacksboro city, TX, a household would need roughly $47,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,102. That sits below the local median household income ($62,969), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 22% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
72.3%+11% vs US avg
x
Vacancy Rate
21.7%+111% vs US avg
x
Broadband Access
81.2%-7% vs US avg
x
4+ Bedrooms
2.8%-81% vs US avg
x
Built Pre-1939
5.2%-59% vs US avg
x
Built Post-2014
0.4%-94% vs US avg
x
Rent Burden >30%
33.9%-32% vs US avg
x
Mortgage-Free
60.3%+58% vs US avg
x
$171,500
Home Value
$661
Rent
1973
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached77.6%
  • 1-unit attached0.2%
  • 2-9 units7.9%
  • 10+ units1.5%
  • Mobile home & other12.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$171,500
Median rent$661
Owner-occupied72.3%
Vacant21.7%
Price-to-income2.7x
Est. income to buy$47,000