ZIP Code 76457 — Hico city, TX Demographics & Data

ZIP code 76457 covers Hico, TX in Hamilton County with a population of about 4,449.

At a glance, the area shows median age of 43.3 versus a U.S. median of about 38.9.

It sits in telephone area code 254; U.S. House district TX-31; the DALLAS - FT. WORTH media market.

Median household income in ZIP 76457 is about $64,063 — about 15% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 14.3%; unemployment rate near 2.6%; 24.3% of adults with a bachelor’s degree or higher (about 9.4 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Construction, and Agriculture; about 13.3% of workers reporting work-from-home (about 1.9 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $217,500 — about 38% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $577 (about 50% below the U.S. median rent ($1,163)), and owner-occupancy near 78.8% (about 13.4 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 76457 in Hico, TX, a household would need roughly $60,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,397. That is roughly in line with the local median household income ($64,063). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Hico city, TX as Very Low (composite score 12.8), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (84.9) and hurricane (46.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Hico city, TX show little to no average snow and around 36.2 inches of annual precipitation.

IRS migration statistics show a net inflow of about 210 for ZIP 76457 (Hico city, TX) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.