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Gorman city, TX

ZIP 76454 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 76454

Median Home Value
$82,700
Median Rent
$263
Affordability Snapshot
$23,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$531/mo PITI).

8%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.2x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

26.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 76454 in Gorman city, TX, a household would need roughly $23,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $531. That sits below the local median household income ($38,026), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 30% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
66.7%+2% vs US avg
x
Vacancy Rate
29.7%+189% vs US avg
x
Broadband Access
72.7%-16% vs US avg
x
4+ Bedrooms
0.2%-98% vs US avg
x
Built Pre-1939
14.4%+12% vs US avg
x
Built Post-2014
0.9%-86% vs US avg
x
Rent Burden >30%
16.5%-67% vs US avg
x
Mortgage-Free
81.3%+113% vs US avg
x
$82,700
Home Value
$263
Rent
1959
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached77.4%
  • 1-unit attached0.5%
  • 2-9 units10.2%
  • 10+ units2.7%
  • Mobile home & other9.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$82,700
Median rent$263
Owner-occupied66.7%
Vacant29.7%
Price-to-income2.2x
Est. income to buy$23,000