ZIP Code 76433 — Bluff Dale CDP, TX Demographics & Data

ZIP code 76433 covers Bluff Dale, TX in Erath County with a population of about 2,018.

At a glance, the area shows median age of 53.5 versus a U.S. median of about 38.9.

It sits in telephone area code 254; U.S. House district TX-25; the DALLAS - FT. WORTH media market.

Median household income in ZIP 76433 is about $110,160 — about 47% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 4.6%; unemployment rate near 2.2%; 42.7% of adults with a bachelor’s degree or higher (about 9.0 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Manufacturing, and Retail trade; about 18.1% of workers reporting work-from-home (about 2.9 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $404,000 — about 16% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $646 (about 44% below the U.S. median rent ($1,163)), and owner-occupancy near 86.6% (about 21.2 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 76433 in Bluff Dale, TX, a household would need roughly $111,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,595. That is roughly in line with the local median household income ($110,160). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Bluff Dale CDP, TX as Relatively Low (composite score 75.0), which is elevated versus much of the country. The strongest component scores on US5 are wildfire (95.5) and flood (72.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Bluff Dale CDP, TX show little to no average snow and around 34.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 95 for ZIP 76433 (Bluff Dale CDP, TX) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.