US5.com
  1. Home
  2. States
  3. Texas
  4. ZIP 76427
  5. Housing & Real Estate
Bryson city, TX

ZIP 76427 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 76427

Median Home Value
$131,700
Median Rent
$748
Affordability Snapshot
$36,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$846/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

14.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 76427 in Bryson city, TX, a household would need roughly $36,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $846. That sits below the local median household income ($69,375), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 14% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
56.8%-13% vs US avg
x
Vacancy Rate
14.2%+38% vs US avg
x
Broadband Access
91.3%+5% vs US avg
x
4+ Bedrooms
0.7%-95% vs US avg
x
Built Pre-1939
4.3%-66% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
4.9%-90% vs US avg
x
Mortgage-Free
62.5%+64% vs US avg
x
$131,700
Home Value
$748
Rent
1985
Year Built
2017
Moved In

Residents have lived here since ~2017 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached69.1%
  • 1-unit attached0.7%
  • 2-9 units7.0%
  • 10+ units0.0%
  • Mobile home & other23.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$131,700
Median rent$748
Owner-occupied56.8%
Vacant14.2%
Price-to-income1.9x
Est. income to buy$36,000