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Whitesboro city, TX

ZIP 76273 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 76273

Median Home Value
$234,400
Median Rent
$845
Affordability Snapshot
$65,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,506/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

23.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 76273 in Whitesboro city, TX, a household would need roughly $65,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,506. That sits below the local median household income ($80,244), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
72.0%+10% vs US avg
x
Vacancy Rate
3.8%-63% vs US avg
x
Broadband Access
83.1%-4% vs US avg
x
4+ Bedrooms
5.4%-63% vs US avg
x
Built Pre-1939
2.3%-82% vs US avg
x
Built Post-2014
2.6%-63% vs US avg
x
Rent Burden >30%
12.0%-76% vs US avg
x
Mortgage-Free
49.2%+29% vs US avg
x
$234,400
Home Value
$845
Rent
1991
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached68.1%
  • 1-unit attached0.5%
  • 2-9 units5.0%
  • 10+ units2.5%
  • Mobile home & other23.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$234,400
Median rent$845
Owner-occupied72.0%
Vacant3.8%
Price-to-income2.9x
Est. income to buy$65,000