ZIP Code 76268 — Southmayd city, TX Demographics & Data

ZIP code 76268 covers Southmayd, TX in Grayson County with a population of about 248.

At a glance, the area shows median age of 37.7 (near the U.S. median).

It sits in telephone area codes 430, 903; U.S. House district TX-4; the SHERMAN - ADA media market.

Median household income in ZIP 76268 is about $74,013 — about even with the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 0.0%; unemployment rate near 6.4%.

Labor and commute patterns include leading industry context around Manufacturing, Retail trade, and Construction; a mean commute of about 147.0 minutes (U.S. average near 26.8).

Median home value is about $142,700 — about 59% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 100.0% (about 34.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 76268 in Southmayd, TX, a household would need roughly $39,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $917. That sits below the local median household income ($74,013), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Southmayd city, TX as Relatively Low (composite score 80.3), which is elevated versus much of the country. The strongest component scores on US5 are wildfire (86.0) and flood (79.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Southmayd city, TX show little to no average snow and around 44.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 12 for ZIP 76268 (Southmayd city, TX) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.