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Montague CDP, TX

ZIP 76251 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 76251

Median Home Value
$237,200
Median Rent
$942
Affordability Snapshot
$65,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,524/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.0x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

21.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 76251 in Montague CDP, TX, a household would need roughly $65,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,524. That is roughly in line with the local median household income ($59,423). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 19% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
92.2%+41% vs US avg
x
Vacancy Rate
18.5%+80% vs US avg
x
Broadband Access
77.2%-11% vs US avg
x
4+ Bedrooms
1.2%-92% vs US avg
x
Built Pre-1939
10.3%-19% vs US avg
x
Built Post-2014
0.6%-91% vs US avg
x
Rent Burden >30%
28.6%-43% vs US avg
x
Mortgage-Free
68.8%+80% vs US avg
x
$237,200
Home Value
$942
Rent
1987
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached83.6%
  • 1-unit attached0.9%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other15.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$237,200
Median rent$942
Owner-occupied92.2%
Vacant18.5%
Price-to-income4.0x
Est. income to buy$65,000