ZIP Code 76102 — Fort Worth city, TX Demographics & Data

ZIP code 76102 covers Fort Worth, TX in Tarrant County with a population of about 11,783.

At a glance, the area shows median age of 36.8 versus a U.S. median of about 38.9.

It sits in telephone area codes 682, 817; U.S. House district TX-12; the DALLAS - FT. WORTH media market.

Fort Worth, TX reads as a military / base-oriented community on US5’s intent model (base-related place names in city/county context). Service members and families often look up Basic Allowance for Housing (BAH) rates, on-base mail (PSC / P.O. Box) addresses, and nearby ZIP demographics when relocating.

US5 shows 2026 DoD BAH locality rates for this ZIP’s Military Housing Area on this page (pay grade × with/without dependents). Treat the table as a planning reference and confirm entitlement with your finance office or the official DTMO BAH lookup.

Median household income in ZIP 76102 is about $74,293 — about even with the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 18.6%; unemployment rate near 4.9%; 36.5% of adults with a bachelor’s degree or higher (about 2.8 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Healthcare, and Professional services; about 22.7% of workers reporting work-from-home (about 7.5 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $338,700 — about 3% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,532 (about 32% above the U.S. median rent ($1,163)), and owner-occupancy near 19.9% (about 45.5 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 76102 in Fort Worth, TX, a household would need roughly $93,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,176. That is about 25% above the local median household income ($74,293), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Fort Worth city, TX as Relatively High (composite score 99.1), which is among the highest nationally. The strongest component scores on US5 are flood (99.1) and wildfire (91.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Fort Worth city, TX show little to no average snow.

IRS migration statistics show a net inflow of about 556 for ZIP 76102 (Fort Worth city, TX) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.