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Keene city, TX

ZIP 76059 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 76059

Median Home Value
$223,400
Median Rent
$767
Affordability Snapshot
$61,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,435/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.5x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

24.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 76059 in Keene city, TX, a household would need roughly $61,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,435. That is about 22% above the local median household income ($50,000), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 13% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
44.5%-32% vs US avg
x
Vacancy Rate
12.7%+23% vs US avg
x
Broadband Access
89.5%+3% vs US avg
x
4+ Bedrooms
1.2%-92% vs US avg
x
Built Pre-1939
2.3%-82% vs US avg
x
Built Post-2014
1.5%-79% vs US avg
x
Rent Burden >30%
20.4%-59% vs US avg
x
Mortgage-Free
31.2%-18% vs US avg
x
$223,400
Home Value
$767
Rent
1983
Year Built
2017
Moved In

Residents have lived here since ~2017 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached44.0%
  • 1-unit attached6.8%
  • 2-9 units27.1%
  • 10+ units4.4%
  • Mobile home & other17.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$223,400
Median rent$767
Owner-occupied44.5%
Vacant12.7%
Price-to-income4.5x
Est. income to buy$61,000