US5.com
  1. Home
  2. States
  3. Texas
  4. ZIP 76054
  5. Housing & Real Estate
Hurst city, TX

ZIP 76054 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 76054

Median Home Value
$356,000
Median Rent
$1,241
Affordability Snapshot
$98,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,287/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.3x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

23.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 76054 in Hurst city, TX, a household would need roughly $98,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,287. That sits below the local median household income ($108,907), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
84.0%+28% vs US avg
x
Vacancy Rate
3.9%-62% vs US avg
x
Broadband Access
97.7%+12% vs US avg
x
4+ Bedrooms
3.6%-76% vs US avg
x
Built Pre-1939
0.2%-99% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
13.2%-74% vs US avg
x
Mortgage-Free
46.5%+22% vs US avg
x
$356,000
Home Value
$1,241
Rent
1982
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached87.0%
  • 1-unit attached1.2%
  • 2-9 units11.1%
  • 10+ units0.7%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$356,000
Median rent$1,241
Owner-occupied84.0%
Vacant3.9%
Price-to-income3.3x
Est. income to buy$98,000