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Newton city, TX

ZIP 75966 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 75966

Median Home Value
$100,200
Median Rent
$485
Affordability Snapshot
$28,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$644/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.5x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

17.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 75966 in Newton city, TX, a household would need roughly $28,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $644. That sits below the local median household income ($39,759), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 19% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
70.7%+8% vs US avg
x
Vacancy Rate
18.6%+81% vs US avg
x
Broadband Access
91.4%+5% vs US avg
x
4+ Bedrooms
2.9%-81% vs US avg
x
Built Pre-1939
5.2%-59% vs US avg
x
Built Post-2014
2.2%-68% vs US avg
x
Rent Burden >30%
12.9%-74% vs US avg
x
Mortgage-Free
68.9%+80% vs US avg
x
$100,200
Home Value
$485
Rent
1984
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached46.6%
  • 1-unit attached12.7%
  • 2-9 units2.9%
  • 10+ units1.3%
  • Mobile home & other36.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$100,200
Median rent$485
Owner-occupied70.7%
Vacant18.6%
Price-to-income2.5x
Est. income to buy$28,000