ZIP 75961 — Housing & Real Estate

To comfortably buy a median-priced home in ZIP 75961 in Nacogdoches city, TX, a household would need roughly $37,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $855. That is roughly in line with the local median household income ($40,130). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.