ZIP Code 75960 — Seven Oaks city, TX Demographics & Data

ZIP code 75960 covers Seven Oaks, TX in Polk County with a population of about 1,041.

At a glance, the area shows median age of 38.8 (near the U.S. median).

It sits in telephone area code 936; U.S. House district TX-8; the HOUSTON media market.

Median household income in ZIP 75960 is about $73,137 — about 3% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 1.1%; unemployment rate near 3.1%; 8.1% of adults with a bachelor’s degree or higher (about 25.6 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Construction, Manufacturing, and Retail trade; a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $117,600 — about 66% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 100.0% (about 34.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 75960 in Seven Oaks, TX, a household would need roughly $32,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $755. That sits below the local median household income ($73,137), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Seven Oaks city, TX as Relatively Low (composite score 75.6), which is elevated versus much of the country. The strongest component scores on US5 are hurricane (90.0) and wildfire (75.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Seven Oaks city, TX show little to no average snow and around 51.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 49 for ZIP 75960 (Seven Oaks city, TX) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.