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ZIP 75832 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2016–2020 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 75832

Median Home Value
$216,700
Median Rent
$811
Affordability Snapshot
$60,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,392/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

22.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 75832, a household would need roughly $60,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,392. That sits below the local median household income ($73,125), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 26% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
72.4%+11% vs US avg
x
Vacancy Rate
26.2%+154% vs US avg
x
Broadband Access
83.0%-5% vs US avg
x
4+ Bedrooms
1.2%-92% vs US avg
x
Built Pre-1939
3.2%-75% vs US avg
x
Built Post-2014
1.2%-82% vs US avg
x
Rent Burden >30%
16.8%-66% vs US avg
x
Mortgage-Free
56.8%+49% vs US avg
x
$216,700
Home Value
$811
Rent
1997
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached55.0%
  • 1-unit attached0.2%
  • 2-9 units0.8%
  • 10+ units0.0%
  • Mobile home & other44.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$216,700
Median rent$811
Owner-occupied72.4%
Vacant26.2%
Price-to-income3.0x
Est. income to buy$60,000