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Ben Wheeler CDP, TX

ZIP 75754 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 75754

Median Home Value
$249,500
Median Rent
$772
Affordability Snapshot
$69,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,603/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

26.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 75754 in Ben Wheeler CDP, TX, a household would need roughly $69,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,603. That sits below the local median household income ($84,014), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
85.2%+30% vs US avg
x
Vacancy Rate
10.6%+3% vs US avg
x
Broadband Access
85.0%-2% vs US avg
x
4+ Bedrooms
8.5%-42% vs US avg
x
Built Pre-1939
1.3%-90% vs US avg
x
Built Post-2014
1.8%-73% vs US avg
x
Rent Burden >30%
14.3%-71% vs US avg
x
Mortgage-Free
57.4%+50% vs US avg
x
$249,500
Home Value
$772
Rent
1998
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached73.6%
  • 1-unit attached0.0%
  • 2-9 units0.0%
  • 10+ units0.4%
  • Mobile home & other26.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$249,500
Median rent$772
Owner-occupied85.2%
Vacant10.6%
Price-to-income3.0x
Est. income to buy$69,000