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Athens city, TX

ZIP 75751 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 75751

Median Home Value
$205,200
Median Rent
$842
Affordability Snapshot
$56,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,318/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

20.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 75751 in Athens city, TX, a household would need roughly $56,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,318. That sits below the local median household income ($71,524), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 15% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
63.0%-4% vs US avg
x
Vacancy Rate
15.1%+46% vs US avg
x
Broadband Access
80.1%-8% vs US avg
x
4+ Bedrooms
2.3%-85% vs US avg
x
Built Pre-1939
5.7%-55% vs US avg
x
Built Post-2014
0.3%-95% vs US avg
x
Rent Burden >30%
29.4%-41% vs US avg
x
Mortgage-Free
52.4%+37% vs US avg
x
$205,200
Home Value
$842
Rent
1984
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached61.3%
  • 1-unit attached1.8%
  • 2-9 units11.9%
  • 10+ units8.4%
  • Mobile home & other16.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$205,200
Median rent$842
Owner-occupied63.0%
Vacant15.1%
Price-to-income2.9x
Est. income to buy$56,000