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Lindale city, TX

ZIP 75706 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 75706

Median Home Value
$125,400
Median Rent
$755
Affordability Snapshot
$35,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$806/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.2x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

13.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 75706 in Lindale city, TX, a household would need roughly $35,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $806. That sits below the local median household income ($57,845), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 23% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
79.4%+21% vs US avg
x
Vacancy Rate
23.4%+128% vs US avg
x
Broadband Access
84.5%-3% vs US avg
x
4+ Bedrooms
1.7%-88% vs US avg
x
Built Pre-1939
5.2%-60% vs US avg
x
Built Post-2014
0.5%-93% vs US avg
x
Rent Burden >30%
23.0%-54% vs US avg
x
Mortgage-Free
61.2%+60% vs US avg
x
$125,400
Home Value
$755
Rent
1985
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached56.8%
  • 1-unit attached0.5%
  • 2-9 units2.6%
  • 10+ units1.1%
  • Mobile home & other39.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$125,400
Median rent$755
Owner-occupied79.4%
Vacant23.4%
Price-to-income2.2x
Est. income to buy$35,000