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, TX

ZIP 75705 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 75705

Median Home Value
$160,800
Median Rent
$1,213
Affordability Snapshot
$44,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,033/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.1x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

11.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 75705 in TX, a household would need roughly $44,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,033. That sits below the local median household income ($77,943), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 39% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
45.5%-30% vs US avg
x
Vacancy Rate
39.4%+283% vs US avg
x
Broadband Access
79.4%-9% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
7.1%-44% vs US avg
x
Built Post-2014
7.4%+7% vs US avg
x
Rent Burden >30%
0.0%
x
Mortgage-Free
68.5%+79% vs US avg
x
$160,800
Home Value
$1,213
Rent
1982
Year Built
2018
Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached71.7%
  • 1-unit attached1.1%
  • 2-9 units6.4%
  • 10+ units1.7%
  • Mobile home & other19.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$160,800
Median rent$1,213
Owner-occupied45.5%
Vacant39.4%
Price-to-income2.1x
Est. income to buy$44,000