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Tyler city, TX

ZIP 75704 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 75704

Median Home Value
$136,400
Median Rent
$880
Affordability Snapshot
$38,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$876/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.6x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

12.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 75704 in Tyler city, TX, a household would need roughly $38,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $876. That sits below the local median household income ($52,892), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 26% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
79.8%+22% vs US avg
x
Vacancy Rate
25.6%+149% vs US avg
x
Broadband Access
77.1%-11% vs US avg
x
4+ Bedrooms
1.0%-93% vs US avg
x
Built Pre-1939
5.5%-57% vs US avg
x
Built Post-2014
0.9%-87% vs US avg
x
Rent Burden >30%
48.2%-3% vs US avg
x
Mortgage-Free
54.4%+42% vs US avg
x
$136,400
Home Value
$880
Rent
1979
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached55.6%
  • 1-unit attached3.9%
  • 2-9 units4.9%
  • 10+ units0.0%
  • Mobile home & other35.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$136,400
Median rent$880
Owner-occupied79.8%
Vacant25.6%
Price-to-income2.6x
Est. income to buy$38,000