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Tyler city, TX

ZIP 75702 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 75702

Median Home Value
$99,700
Median Rent
$718
Affordability Snapshot
$27,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$640/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

11.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 75702 in Tyler city, TX, a household would need roughly $27,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $640. That sits below the local median household income ($51,177), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 21% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
54.9%-16% vs US avg
x
Vacancy Rate
20.5%+99% vs US avg
x
Broadband Access
80.9%-7% vs US avg
x
4+ Bedrooms
0.2%-99% vs US avg
x
Built Pre-1939
19.8%+55% vs US avg
x
Built Post-2014
0.2%-98% vs US avg
x
Rent Burden >30%
20.7%-58% vs US avg
x
Mortgage-Free
59.0%+54% vs US avg
x
$99,700
Home Value
$718
Rent
1959
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached75.3%
  • 1-unit attached1.3%
  • 2-9 units12.1%
  • 10+ units9.0%
  • Mobile home & other2.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$99,700
Median rent$718
Owner-occupied54.9%
Vacant20.5%
Price-to-income1.9x
Est. income to buy$27,000