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ZIP 75688 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 75688

Median Home Value
$163,900
Median Rent
$703
Affordability Snapshot
$45,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,053/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.8x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

19.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 75688, a household would need roughly $45,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,053. That sits below the local median household income ($57,907), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 13% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
84.8%+30% vs US avg
x
Vacancy Rate
12.9%+26% vs US avg
x
Broadband Access
63.0%-28% vs US avg
x
4+ Bedrooms
4.0%-73% vs US avg
x
Built Pre-1939
3.8%-71% vs US avg
x
Built Post-2014
0.5%-93% vs US avg
x
Rent Burden >30%
14.7%-70% vs US avg
x
Mortgage-Free
56.3%+47% vs US avg
x
$163,900
Home Value
$703
Rent
1979
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached69.8%
  • 1-unit attached0.1%
  • 2-9 units4.9%
  • 10+ units0.0%
  • Mobile home & other25.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$163,900
Median rent$703
Owner-occupied84.8%
Vacant12.9%
Price-to-income2.8x
Est. income to buy$45,000