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Hughes Springs city, TX

ZIP 75656 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 75656

Median Home Value
$123,000
Median Rent
$577
Affordability Snapshot
$34,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$790/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.5x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

17.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 75656 in Hughes Springs city, TX, a household would need roughly $34,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $790. That sits below the local median household income ($50,183), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 14% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
74.0%+13% vs US avg
x
Vacancy Rate
14.3%+39% vs US avg
x
Broadband Access
84.0%-3% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
4.9%-62% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
4.3%-91% vs US avg
x
Mortgage-Free
64.5%+69% vs US avg
x
$123,000
Home Value
$577
Rent
1980
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached72.9%
  • 1-unit attached0.0%
  • 2-9 units10.0%
  • 10+ units0.3%
  • Mobile home & other16.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$123,000
Median rent$577
Owner-occupied74.0%
Vacant14.3%
Price-to-income2.5x
Est. income to buy$34,000