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, TX

ZIP 75639 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 75639

Median Home Value
$140,200
Median Rent
N/A
Affordability Snapshot
$39,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$901/mo PITI).

3.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

To comfortably buy a median-priced home in ZIP 75639 in TX, a household would need roughly $39,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $901. That sits below the local median household income ($45,795), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 22% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
85.6%+31% vs US avg
x
Vacancy Rate
21.8%+111% vs US avg
x
Broadband Access
77.3%-11% vs US avg
x
4+ Bedrooms
1.3%-91% vs US avg
x
Built Pre-1939
3.6%-72% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
18.9%-62% vs US avg
x
Mortgage-Free
56.8%+49% vs US avg
x
$140,200
Home Value
N/A
Rent
1989
Year Built
2004
Moved In

Residents have lived here since ~2004 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached66.2%
  • 1-unit attached1.6%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other32.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$140,200
Median rent$-666,666,666
Owner-occupied85.6%
Vacant21.8%
Price-to-income3.1x
Est. income to buy$39,000