US5.com
  1. Home
  2. States
  3. Texas
  4. ZIP 75570
  5. Housing & Real Estate
New Boston city, TX

ZIP 75570 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 75570

Median Home Value
$130,700
Median Rent
$579
Affordability Snapshot
$36,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$840/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

18.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 75570 in New Boston city, TX, a household would need roughly $36,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $840. That sits below the local median household income ($66,003), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 10% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
71.5%+9% vs US avg
x
Vacancy Rate
10.2%-1% vs US avg
x
Broadband Access
74.1%-15% vs US avg
x
4+ Bedrooms
2.2%-85% vs US avg
x
Built Pre-1939
3.0%-77% vs US avg
x
Built Post-2014
0.7%-90% vs US avg
x
Rent Burden >30%
7.8%-84% vs US avg
x
Mortgage-Free
50.2%+31% vs US avg
x
$130,700
Home Value
$579
Rent
1985
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached74.5%
  • 1-unit attached0.5%
  • 2-9 units8.5%
  • 10+ units1.2%
  • Mobile home & other15.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$130,700
Median rent$579
Owner-occupied71.5%
Vacant10.2%
Price-to-income2.0x
Est. income to buy$36,000