ZIP Code 75457 — Mount Vernon town, TX Demographics & Data

ZIP code 75457 covers Mount Vernon, TX in Franklin County with a population of about 6,115.

At a glance, the area shows median age of 36.9 versus a U.S. median of about 38.9.

It sits in telephone area codes 430, 903; U.S. House district TX-1; the TYLER - LONGVIEW (LFKN & NCGD) media market.

Median household income in ZIP 75457 is about $68,370 — about 9% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 8.8%; unemployment rate near 6.6%; 27.7% of adults with a bachelor’s degree or higher (about 6.0 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Public administration, and Healthcare; about 9.4% of workers reporting work-from-home (about 5.8 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $242,000 — about 30% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $732 (about 37% below the U.S. median rent ($1,163)), and owner-occupancy near 71.0% (about 5.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 75457 in Mount Vernon, TX, a household would need roughly $67,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,555. That is roughly in line with the local median household income ($68,370). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Mount Vernon town, TX as Very Low (composite score 24.8), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (58.8) and hurricane (55.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Mount Vernon town, TX show little to no average snow and around 48.2 inches of annual precipitation.

IRS migration statistics show a net inflow of about 288 for ZIP 75457 (Mount Vernon town, TX) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.