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Como town, TX

ZIP 75431 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 75431

Median Home Value
$192,600
Median Rent
$540
Affordability Snapshot
$53,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,237/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.5x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

29.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 75431 in Como town, TX, a household would need roughly $53,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,237. That is about 23% above the local median household income ($43,241), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 16% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
62.6%-4% vs US avg
x
Vacancy Rate
15.7%+53% vs US avg
x
Broadband Access
87.7%+1% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
0.9%-93% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
48.5%-2% vs US avg
x
Mortgage-Free
68.5%+79% vs US avg
x
$192,600
Home Value
$540
Rent
1990
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached52.2%
  • 1-unit attached1.6%
  • 2-9 units2.2%
  • 10+ units0.0%
  • Mobile home & other44.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$192,600
Median rent$540
Owner-occupied62.6%
Vacant15.7%
Price-to-income4.5x
Est. income to buy$53,000