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Dallas city, TX

ZIP 75204 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 75204

Median Home Value
$451,900
Median Rent
$1,716
Affordability Snapshot
$124,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,903/mo PITI).

22%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.9x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

21.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 75204 in Dallas city, TX, a household would need roughly $124,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,903. That is about 33% above the local median household income ($93,007), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
19.4%-70% vs US avg
x
Vacancy Rate
11.1%+8% vs US avg
x
Broadband Access
97.1%+12% vs US avg
x
4+ Bedrooms
0.3%-98% vs US avg
x
Built Pre-1939
1.5%-88% vs US avg
x
Built Post-2014
1.9%-73% vs US avg
x
Rent Burden >30%
15.8%-68% vs US avg
x
Mortgage-Free
28.8%-25% vs US avg
x
$451,900
Home Value
$1,716
Rent
2003
Year Built
2020
Moved In

Residents have lived here since ~2020 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached6.1%
  • 1-unit attached9.9%
  • 2-9 units6.7%
  • 10+ units77.1%
  • Mobile home & other0.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$451,900
Median rent$1,716
Owner-occupied19.4%
Vacant11.1%
Price-to-income4.9x
Est. income to buy$124,000