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Wilmer city, TX

ZIP 75172 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 75172

Median Home Value
$104,300
Median Rent
$1,048
Affordability Snapshot
$29,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$670/mo PITI).

21%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.8x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

8.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 75172 in Wilmer city, TX, a household would need roughly $29,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $670. That sits below the local median household income ($58,894), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics

Newer development area (20% built after 2014)

Owner Occupied
61.1%-7% vs US avg
x
Vacancy Rate
2.0%-80% vs US avg
x
Broadband Access
66.8%-23% vs US avg
x
4+ Bedrooms
0.8%-95% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
19.8%+187% vs US avg
x
Rent Burden >30%
9.7%-80% vs US avg
x
Mortgage-Free
49.0%+28% vs US avg
x
$104,300
Home Value
$1,048
Rent
2007
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached42.9%
  • 1-unit attached1.3%
  • 2-9 units11.0%
  • 10+ units5.1%
  • Mobile home & other39.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$104,300
Median rent$1,048
Owner-occupied61.1%
Vacant2.0%
Price-to-income1.8x
Est. income to buy$29,000