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Lavon city, TX

ZIP 75166 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 75166

Median Home Value
$385,000
Median Rent
$1,727
Affordability Snapshot
$106,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,473/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

18.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 75166 in Lavon city, TX, a household would need roughly $106,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,473. That sits below the local median household income ($129,130), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
88.4%+35% vs US avg
x
Vacancy Rate
0.0%
x
Broadband Access
91.7%+5% vs US avg
x
4+ Bedrooms
11.3%-24% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
13.9%+101% vs US avg
x
Rent Burden >30%
21.3%-57% vs US avg
x
Mortgage-Free
19.1%-50% vs US avg
x
$385,000
Home Value
$1,727
Rent
2007
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached90.9%
  • 1-unit attached5.4%
  • 2-9 units3.7%
  • 10+ units0.0%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$385,000
Median rent$1,727
Owner-occupied88.4%
Vacant0.0%
Price-to-income3.0x
Est. income to buy$106,000