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Grand Saline city, TX

ZIP 75140 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 75140

Median Home Value
$131,300
Median Rent
$709
Affordability Snapshot
$36,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$843/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.5x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

15.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 75140 in Grand Saline city, TX, a household would need roughly $36,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $843. That sits below the local median household income ($53,512), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 14% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
81.8%+25% vs US avg
x
Vacancy Rate
14.0%+36% vs US avg
x
Broadband Access
81.9%-6% vs US avg
x
4+ Bedrooms
1.1%-93% vs US avg
x
Built Pre-1939
1.5%-88% vs US avg
x
Built Post-2014
2.7%-60% vs US avg
x
Rent Burden >30%
25.8%-48% vs US avg
x
Mortgage-Free
56.4%+48% vs US avg
x
$131,300
Home Value
$709
Rent
1987
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached67.7%
  • 1-unit attached1.3%
  • 2-9 units3.5%
  • 10+ units0.3%
  • Mobile home & other27.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$131,300
Median rent$709
Owner-occupied81.8%
Vacant14.0%
Price-to-income2.5x
Est. income to buy$36,000