US5.com
  1. Home
  2. States
  3. Texas
  4. ZIP 75134
  5. Housing & Real Estate
Lancaster city, TX

ZIP 75134 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 75134

Median Home Value
$216,600
Median Rent
$1,415
Affordability Snapshot
$60,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,391/mo PITI).

26%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.3x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

12.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 75134 in Lancaster city, TX, a household would need roughly $60,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,391. That is roughly in line with the local median household income ($66,134). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
79.5%+21% vs US avg
x
Vacancy Rate
1.7%-84% vs US avg
x
Broadband Access
89.1%+2% vs US avg
x
4+ Bedrooms
3.1%-79% vs US avg
x
Built Pre-1939
2.4%-81% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
24.5%-51% vs US avg
x
Mortgage-Free
33.7%-12% vs US avg
x
$216,600
Home Value
$1,415
Rent
1992
Year Built
2008
Moved In

Residents have lived here since ~2008 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached85.6%
  • 1-unit attached5.9%
  • 2-9 units3.6%
  • 10+ units3.5%
  • Mobile home & other1.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$216,600
Median rent$1,415
Owner-occupied79.5%
Vacant1.7%
Price-to-income3.3x
Est. income to buy$60,000