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Bardwell city, TX

ZIP 75101 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 75101

Median Home Value
$108,300
Median Rent
$844
Affordability Snapshot
$30,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$696/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

10.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 75101 in Bardwell city, TX, a household would need roughly $30,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $696. That sits below the local median household income ($56,797), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 12% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
51.8%-21% vs US avg
x
Vacancy Rate
11.8%+14% vs US avg
x
Broadband Access
89.1%+2% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
0.4%-97% vs US avg
x
Built Post-2014
1.4%-79% vs US avg
x
Rent Burden >30%
6.7%-86% vs US avg
x
Mortgage-Free
71.1%+86% vs US avg
x
$108,300
Home Value
$844
Rent
1988
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached63.2%
  • 1-unit attached0.7%
  • 2-9 units3.9%
  • 10+ units0.0%
  • Mobile home & other32.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$108,300
Median rent$844
Owner-occupied51.8%
Vacant11.8%
Price-to-income1.9x
Est. income to buy$30,000