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Plano city, TX

ZIP 75093 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 75093

Median Home Value
$622,600
Median Rent
$1,583
Affordability Snapshot
$171,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,999/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.1x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

32.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 75093 in Plano city, TX, a household would need roughly $171,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,999. That is about 41% above the local median household income ($121,226), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
59.7%-9% vs US avg
x
Vacancy Rate
5.8%-44% vs US avg
x
Broadband Access
97.4%+12% vs US avg
x
4+ Bedrooms
10.9%-26% vs US avg
x
Built Pre-1939
0.2%-98% vs US avg
x
Built Post-2014
0.1%-99% vs US avg
x
Rent Burden >30%
19.5%-61% vs US avg
x
Mortgage-Free
37.1%-3% vs US avg
x
$622,600
Home Value
$1,583
Rent
1994
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached57.3%
  • 1-unit attached4.5%
  • 2-9 units12.1%
  • 10+ units26.0%
  • Mobile home & other0.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$622,600
Median rent$1,583
Owner-occupied59.7%
Vacant5.8%
Price-to-income5.1x
Est. income to buy$171,000