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Richardson city, TX

ZIP 75082 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 75082

Median Home Value
$473,600
Median Rent
$1,757
Affordability Snapshot
$130,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,042/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.4x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

22.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 75082 in Richardson city, TX, a household would need roughly $130,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,042. That is about 21% above the local median household income ($107,720), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
47.3%-28% vs US avg
x
Vacancy Rate
3.8%-63% vs US avg
x
Broadband Access
98.6%+13% vs US avg
x
4+ Bedrooms
9.2%-38% vs US avg
x
Built Pre-1939
0.2%-99% vs US avg
x
Built Post-2014
1.7%-75% vs US avg
x
Rent Burden >30%
23.7%-52% vs US avg
x
Mortgage-Free
46.3%+21% vs US avg
x
$473,600
Home Value
$1,757
Rent
2000
Year Built
2019
Moved In

Residents have lived here since ~2019 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached48.5%
  • 1-unit attached1.3%
  • 2-9 units11.6%
  • 10+ units38.6%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$473,600
Median rent$1,757
Owner-occupied47.3%
Vacant3.8%
Price-to-income4.4x
Est. income to buy$130,000