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Little Elm city, TX

ZIP 75068 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLarge CommunityLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 75068

Median Home Value
$386,300
Median Rent
$1,909
Affordability Snapshot
$106,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,481/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

16.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 75068 in Little Elm city, TX, a household would need roughly $106,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,481. That sits below the local median household income ($126,341), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
80.5%+23% vs US avg
x
Vacancy Rate
3.4%-67% vs US avg
x
Broadband Access
98.0%+13% vs US avg
x
4+ Bedrooms
9.4%-36% vs US avg
x
Built Pre-1939
0.1%-99% vs US avg
x
Built Post-2014
6.1%-11% vs US avg
x
Rent Burden >30%
17.6%-65% vs US avg
x
Mortgage-Free
21.3%-44% vs US avg
x
$386,300
Home Value
$1,909
Rent
2010
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached88.2%
  • 1-unit attached1.5%
  • 2-9 units2.4%
  • 10+ units3.6%
  • Mobile home & other4.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$386,300
Median rent$1,909
Owner-occupied80.5%
Vacant3.4%
Price-to-income3.1x
Est. income to buy$106,000