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Garland city, TX

ZIP 75041 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 75041

Median Home Value
$214,600
Median Rent
$1,149
Affordability Snapshot
$59,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,379/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

15.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 75041 in Garland city, TX, a household would need roughly $59,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,379. That sits below the local median household income ($68,692), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
58.9%-10% vs US avg
x
Vacancy Rate
5.8%-44% vs US avg
x
Broadband Access
91.0%+5% vs US avg
x
4+ Bedrooms
1.7%-89% vs US avg
x
Built Pre-1939
1.2%-91% vs US avg
x
Built Post-2014
0.8%-89% vs US avg
x
Rent Burden >30%
18.4%-63% vs US avg
x
Mortgage-Free
43.8%+15% vs US avg
x
$214,600
Home Value
$1,149
Rent
1965
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached70.4%
  • 1-unit attached4.1%
  • 2-9 units8.3%
  • 10+ units17.0%
  • Mobile home & other0.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$214,600
Median rent$1,149
Owner-occupied58.9%
Vacant5.8%
Price-to-income3.1x
Est. income to buy$59,000