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Frisco city, TX

ZIP 75034 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLarge CommunityLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 75034

Median Home Value
$679,500
Median Rent
$1,587
Affordability Snapshot
$187,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,365/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.3x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

35.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 75034 in Frisco city, TX, a household would need roughly $187,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,365. That is about 73% above the local median household income ($107,945), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
40.2%-39% vs US avg
x
Vacancy Rate
6.8%-34% vs US avg
x
Broadband Access
96.8%+11% vs US avg
x
4+ Bedrooms
10.5%-29% vs US avg
x
Built Pre-1939
0.2%-99% vs US avg
x
Built Post-2014
5.8%-16% vs US avg
x
Rent Burden >30%
19.2%-61% vs US avg
x
Mortgage-Free
28.4%-26% vs US avg
x
$679,500
Home Value
$1,587
Rent
2010
Year Built
2019
Moved In

Residents have lived here since ~2019 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached38.7%
  • 1-unit attached5.2%
  • 2-9 units6.9%
  • 10+ units48.4%
  • Mobile home & other0.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$679,500
Median rent$1,587
Owner-occupied40.2%
Vacant6.8%
Price-to-income6.3x
Est. income to buy$187,000