ZIP Code 75032 — McLendon-Chisholm city, TX Demographics & Data

ZIP code 75032 covers McLendon-Chisholm, TX in Rockwall County with a population of about 37,895.

At a glance, the area shows median age of 40.2 (near the U.S. median).

It sits in telephone area codes 214, 469, 945, 972; U.S. House district TX-4; the DALLAS - FT. WORTH media market.

Median household income in ZIP 75032 is about $128,465 — about 71% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 2.8%; unemployment rate near 4.3%; 49.9% of adults with a bachelor’s degree or higher (about 16.1 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Professional services; about 18.6% of workers reporting work-from-home (about 3.4 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $462,000 — about 33% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,699 (about 46% above the U.S. median rent ($1,163)), and owner-occupancy near 80.8% (about 15.4 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 75032 in McLendon-Chisholm, TX, a household would need roughly $127,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,968. That is roughly in line with the local median household income ($128,465). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for McLendon-Chisholm city, TX as Relatively Low (composite score 70.7), which is elevated versus much of the country. The strongest component scores on US5 are wildfire (66.6) and flood (61.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for McLendon-Chisholm city, TX show little to no average snow and around 39.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,788 for ZIP 75032 (McLendon-Chisholm city, TX) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.