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Lucas city, TX

ZIP 75002 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLarge CommunityLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 75002

Median Home Value
$403,800
Median Rent
$1,699
Affordability Snapshot
$111,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,594/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

19.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 75002 in Lucas city, TX, a household would need roughly $111,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,594. That sits below the local median household income ($129,306), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
78.1%+19% vs US avg
x
Vacancy Rate
3.5%-66% vs US avg
x
Broadband Access
96.5%+11% vs US avg
x
4+ Bedrooms
13.3%-10% vs US avg
x
Built Pre-1939
0.2%-98% vs US avg
x
Built Post-2014
0.7%-91% vs US avg
x
Rent Burden >30%
24.4%-51% vs US avg
x
Mortgage-Free
29.3%-23% vs US avg
x
$403,800
Home Value
$1,699
Rent
1999
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached87.7%
  • 1-unit attached0.9%
  • 2-9 units4.0%
  • 10+ units7.1%
  • Mobile home & other0.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$403,800
Median rent$1,699
Owner-occupied78.1%
Vacant3.5%
Price-to-income3.1x
Est. income to buy$111,000